We compare auto loan rates from across the U.S. lending market — banks, credit unions, online lenders — so you can shop without filling out a single application until you've decided who to apply with.
AutoLoanRate.com has been publishing auto loan rate comparisons since 2018. We're a small editorial team with a single brief: track the auto loan market and tell readers, in plain English, where the best deal is right now.
We pull published rate sheets from the auto loan products of major U.S. lenders, every day. We surface the best advertised APRs by category — new car, used car, refinance, lease buyout — and we maintain editorial profiles of every lender we track.
We don't take loan applications, we don't pre-qualify you, and we don't sell your data. We're a comparison and education site.
Some lenders we list pay us a small referral fee when readers click through to their site. This is how we keep AutoLoanRate.com free for readers and how we fund the daily rate-tracking infrastructure.
Critical thing to know: this does not influence which lenders we list, where they appear in our tables, or what we say about them. Tables are sorted by APR, not by partner relationship. If a lender we don't have a partnership with has the lowest rate on a given day, they top the table.
Every article on this site is fact-checked against current lender disclosures and regulatory guidance from the CFPB and FTC. When rates, fees, or program terms change, we update the relevant pages. Articles older than 6 months are reviewed and refreshed. Articles older than 12 months are either updated, replaced, or retired.
Editorial questions, lender inclusion requests, or corrections: send a note via the contact link in the footer, or reach the editor at editor@autoloanrate.com.