This is the lowest APR Ally advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.
Ally advertises its best rates to borrowers with FICO scores around 620 and up. Below that, approval is still possible - usually at a higher APR.
Ally finances auto loans from $5,000 up to $100,000.
Pick a repayment term from 12 to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.
Our 4.1/5 rating for Ally is computed from the same published data shown on this page - not from opinion, and never from partner relationships. The formula weighs four things:
Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.
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