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Wells Fargo auto loan rates

Indirect dealer financing — no direct online application.

Visit Wells Fargo Calculate payment
From APR
6.59%
Best advertised rate
Min credit
660+
FICO score
Loan amount
$5,000+
Up to $110,000
Loan terms
24–75
Months

Today's Wells Fargo rates by loan type

Rates shown are the best advertised APRs as of May 1, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
New car 60 mo 6.59% Compare →
Used car 60 mo 6.99% Compare →

Pros

  • Wide dealer presence
  • Branch banking access
  • Co-applicant friendly

Cons

  • No direct-to-consumer applications
  • No refinancing
  • Higher rates than online

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